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School Reports in Woodstock, Canton and Towne Lake, Georgia

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Schools in Woodstock, Canton and Towne Lake

Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	How did actress Jayne Mansfield decorate her Hollywood "Pink Palace" without buying any furniture?
A	She wrote to furniture suppliers asking for free samples, telling them they could brag that their furniture was in her outrageous mansion. She received over $150,000 worth of free merchandise.
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Linda Lee Martin, REALTOR®, real estate agent and broker for Woodstock, Canton and Towne Lake, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Lee Martin
Prudential Georgia Realty
220 Cinema View Dr. #100
Woodstock, GA. 30189
Phone: 770-855-9623
Fax: 770-926-5686
Email: lindaleemartin@NUMBER1EXPERT.com

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